PEPs & Sanctions Results | Unity ID Verification

This article walks you through results available via the Unity ID Verification tile, if you are looking for help for the Unity Onboarding solution, please view the resources here. If you are looking for help for the Unity PMS product, please view the resources here. 

PEPs & Sanctions Results

When a check has been completed, you will receive a PDF of the results, if you need help locating your PDF report, please read the guide here. 

This article discusses how to understand your PEPs & Sanctions results with examples. If you would like to understand your results as whole for each check, please click on the check below:

• Instant AML Check
• Biometric ID + AML Check
• Safe Harbour AML Check - Vendor
• Safe Harbour AML Check - Purchaser
• Source of Funds Check

The below article discusses:

1) Results

2) PEPs & Sanctions Criteria

3) Examples

Section 1: Results

For PEPs & Sanctions checks you will be presented with one of two overall results:

If the overall result appears as 'Pending', you will be presented with all the possible matches to your client. For these cases you will need to investigate and remediate the results and confirm if the possible matches are your client.

If you have our optional opt-in service, called Credas+, we will review the possible matches for you, and in these cases you will only be presented with either a pass or fail (match to your client). If you would like this optional service, please contact [email protected]. 

If available, we will provide the following information for you to help you decide if the possible matches are your client:

    - An image of the individual who has appeared as a possible match

    - The possible matches full name

    - The possible matches date of birth

    - The possible matches nationality

    - The possible matches gender

You will then be presented with a table outlining the reason for the flag. The different checks that may cause a flag are covered in the next section below.

Section 2: PEPs & Sanctions Criteria

Possible matches will flag if the following conditions are met:

    - The possible match has a recorded date of birth that matches that of your clients OR the possible     match does not have an associated date of birth.

    - The possible match has a recorded name which is the same as the name you have provided for          your client.

    - The possible match has been flagged for at least one of the below areas.

Our PEP's & Sanctions checks encompasses five different areas, all of which cover UK and international individuals:

International PEP's: The individuals name and date of birth will be checked against International & Domestic PEP databases. Current, previous and associated PEP's from PEP tiers 1-3 will be flagged.

International Sanctions: The individuals name and date of birth will be checked against International & Domestic sanction databases. Current, previous and associated sanctions will be flagged.

Adverse Media: Evidence that the individual has been reported & involved in financial crime from global newspapers, news sites or other verified media will be flagged.

Disqualified Director: Evidence that the individual has been disqualified as acting as a director of a UK company, sourced directly from Companies House, will be flagged.

Law Enforcement: Evidence of official documentation from Law Enforcement bodies such as the Police or any other agencies such as Interpol or the FBI will be flagged.

Section 3: Examples

In the example below, the possible match has been flagged as a current and former PEP tier 1.

You will then need to investigate these results and confirm if any of the possible matches flagged are your client, and if so, complete a risk assessment on the individual. If you are unsure on the next steps, we recommend speaking to your compliance officer/MLRO for clarity.

Got any questions?

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